When I started my first job 10 years ago at the age of 21, I had no savings culture or investment plan. This lingered for another five years. I had gone from zero salary to over 100,000 per month and my expenses surprisingly grew at the same pace. Interestingly, over the years, as I got an increase in salary, same pattern occurred – I acquired new taste and my expenses grew at the same pace with my income. I soon realized that it isn’t how much you earn, but what you do with what you earn.
I had lost five years of an opportunity to invest. I had lost five years to make my money work for me. A portion that could have been invested had gone unaccounted for. So where did I start from? Let me introduce you to our benchmark – Inflation.
Inflation measures sustained increase of…
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